Fraudulent debts tanked her credit. It took an 18-month battle to fix it
CBCErica Johnson
Fraudulent debts tanked her credit. It took an 18-month battle to fix it
After identity thieves racked up $20,000 in debt in her name, Zoe Lorenz-Boser spent a year and a half trying to convince Equifax and TransUnion the debts weren’t hers. Experts say her case highlights systemic problems with Canada’s credit reporting system.
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How to Dispute Errors with Credit Bureaus. If you find errors, you have the right to dispute them. Here’s how: ✔ Step 1: Gather supporting documents (bank statements, payment confirmations, identity verification). ✔ Step 2: File a dispute with the credit bureau reporting the error: ➡️Experian: Experian Dispute Center ➡️Equifax: Equifax Dispute Portal ➡️TransUnion: TransUnion Dispute Page ✔ Step 3: Follow up with creditors if necessary. Resolution Timeline: Credit bureaus typically investigate di
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