Don't assume you're doomed to being cash-strapped.

On September 15, 2025, the Department of Treasury and Internal Revenue Service issued final regulations addressing catch-up contribution rules for 401(k) plans, 403(b) plans, and governmental 457(b) ...

A new rule is going into effect next year that will affect high earners who make “catch-up contributions” in their 401(k)s or other tax-deferred workplace retirement plans. The rule, which was created ...

2026 brings changes to your 401(k) catch up contributions that you need to know about. Ignoring them could bring IRS hassles or a surprise tax bill. If you are participating in your 401(k) at work, ...

Beginning January 1, 2026, age 50+ catch‑up contributions for “high‑paid participants” of 401(k), 403(b), and governmental 457(b) retirement plans must be made on a Roth basis. As a result, employers ...

In January 2026, the new Roth catch-up rules take effect. The mandate prevents workers over 50 who earned more than $150,000 the prior year from making pre-tax catch-up contributions to their 401(k).

This year, your high-earning clients age 50 and older who want to maximize their 401(k)s in their final working years can no longer claim catch-up contributions as an upfront deduction. Those who are ...

Former WXII journalist Bill O’Neil retired in 2024 after 35 years at the station. WXII 12's Chris Peterson caught up with O'Neil to see what he's been up to more than a year into retirement. KEY DATES ...