Buying a car has become increasingly expensive: The average loan for a new car hit a record $781 in December 2025, according ...

The number of auto loans with 7-year terms (or longer) has doubled since 2018, according to a new report—and it’s costing ...

There's no question that Americans love their cars. And with auto prices increasing, more of us are using some type of financing to get into the seat and out on the road. It's not just new vehicles, ...

If you own a home or are in the process of buying one, you’ve probably heard the term refinance. Refinancing can mean different things depending on who you’re talking to, but the basic concept is that ...

A subprime auto loan is a type of loan used to finance a car purchase offered to people with low credit scores or limited credit histories.

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Just over 14% of consumers have a poor credit score, defined as below 580, according to Experian data from 2025. A low credit score typically means less favorable terms on a car loan (and most other ...

The U.S. built its economy on cars — now the average monthly payment is $680, and millions are falling behind.

You can refinance a car loan more than once, but doing so isn’t always a good idea. This page includes information about these cards, currently unavailable on NerdWallet. The information has been ...

Borrowers with excellent credit are more likely to get the best interest rates and terms when refinancing an auto loan ...

Auto refinance rates start below 5% for borrowers with excellent credit, but others might still find competitive rates Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff ...

Refinancing with good credit might save you money, but longer terms can wipe out your savings ...