Forbes Advisor’s weekly credit card rates report indicates that the current average credit card interest rate is 25.32%. The Federal Reserve also tracks U.S. consumers' average credit card interest ...
Even a small rate cut could save you hundreds — or thousands — over time.
Bankrate on MSN
Why did my interest rate go up on my credit card?
Here’s what you should do if your credit card APR increases.
Steve Forbes lays out the unintended consequences of President Trump’s proposal to cap credit card interest rates at 10%.
The average credit card interest rate is 20.97% APR as of November 2025, per Federal Reserve data. See how rates are set and what they mean for carrying a balance.
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