In response to a recent call from a financial advisor in Florida, the ERISA consultants at the Retirement Learning Center (RLC) address a question on replacing a SIMPLE plan with a safe harbor 401(k) ...

If you have an IRA and want to roll it over to another retirement account, there's some good news: It's entirely doable. However, a rollover is not without risk. Consider this a primer on the ...

Learn how to diversify with a Gold IRA. Compare rollover and transfer options, including direct and 60-day rollover methods, ...

Why timing matters: Indirect rollovers have a strict 60-day deadline, and missing it can trigger taxes and penalties. Forms you’ll need: Form 1099-R reports distributions, while Form 5498 confirms IRA ...

Non-deductible IRA contributions can create serious headaches. Learn how a reverse rollover can avoid the pro-rata rule, simplify recordkeeping, and prevent double taxation. The regular rollover ...