Want to access retirement savings before 59½ without penalties? The Roth conversion ladder makes it possible. Here’s how it ...

Most investors approach Roth conversions with a simple question: Will my future tax bracket be higher than my current one? On ...

There are certain retirement moves, like claiming your 401(k) match, that you can do at any point during the year. There are others you generally do at a specific time. Roth IRA conversions fall into ...

Preparing for retirement can require income and asset shuffling to make sure you have enough funds available and don’t bump yourself into a higher tax bracket. One method for this is known as a Roth ...

From a legal and regulatory standpoint, it is never too late for a Roth conversion. Under the rules, you can transfer retirement funds from a tax-deferred account such as a 401(k) to a Roth IRA at 69 ...

There is no age limit on Roth conversions, so you can transfer pre-tax savings into a Roth IRA regardless of your age or retirement status. As long as you have qualifying funds in a pre-tax portfolio, ...

Beginning in 2010, individuals are allowed to convert or roll over certain distributions from retirement plans and IRAs to Roth IRAs regardless of their modified adjusted gross income. Complex rules ...

You'll owe income taxes in the year you convert ...

Retirement planning can feel like solving a jigsaw puzzle, especially for high-income households. If you're earning too much to qualify for a Roth IRA directly, you might assume that the Roth IRA's ...

High earners can make indirect contributions via a backdoor Roth IRA ...