For decades, retirees have followed the guideline to withdraw 4% of their investment portfolio each year in retirement. This ...

Savvy retirees should know these five withdrawal strategies if they want to manage their retirement savings effectively once they leave the workforce.

The precious metal can help diversify your portfolio.

Learn how to fund your retirement cash bucket using appreciated assets, savings, and tax strategies before leaving the workforce. While most retirement portfolios include allocations to stocks and ...

Each of us, unless we're independently wealthy, needs a good retirement plan that outlines how much money we'll need to amass before we retire, how we'll get it, and how we'll withdraw from it in a ...

Retirees, planners, and advisors alike have all used the 4% rule for decades now. Since its discovery in the 1990s, the 4% rule is very straightforward: You withdraw 4% of your savings in the initial ...

Life is full of milestones—and fortunately, for scheduling purposes, those milestones don't all happen at the exact same time. Think about the various savings goals you might have had across your life ...

With the three-bucket retirement strategy, you can meet your regular monthly expenses, keep a cushion for the medium term, and grow your wealth in the long-term. The buckets provide flexibility to ...

After a volatile month for the stock market, many retirees are eager to find ways to protect their nest egg from future dips. No one can predict market moves, but retirees can use defensive strategies ...

Salvatore M. Capizzi is executive vice president of Dunham & Associates Investment Counsel Inc., which has been challenging industry thinking for 40 years. He authored a whitepaper (“Is Our Industry ...

Retirement planning is often reduced to a single number. A savings target. A portfolio value. A finish line. In my experience, that mindset is one of the biggest reasons plans fail in real life.