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Approximately 61% of Americans set money-related goals as part of their New Year’s Resolutions, per Pew Research Center data. But you don’t have to wait until January to start improving your finances.

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This transcript was prepared by a transcription service. This version may not be in its final form and may be updated. J.R. Whalen: Here's Your Money Briefing for Friday, January 5th. I'm J.R. Whalen ...