Property insurance costs hit a record in 2025, and new data suggest higher premiums may be a significant factor behind mortgage delinquency rates.

Learn what home insurance covers, from dwelling and personal property to liability. Compare policy types, exclusions, and coverage limits before buying.

In Pensacola, Florida, homeowners pay nearly as much in property taxes and home insurance premiums as in mortgage payments.

Home insurance is an ongoing cost tied to homeownership. Most Americans can't avoid it — mortgage lenders require coverage before closing a loan — and this type of coverage is typically imperative ...

A Neighbors Bank report across nearly 450 metros found property taxes and homeowners insurance average 21% of monthly mortgage payments.

Performance Adjusting reports that homeowners insurance typically covers various property damages, including fire, theft, and ...

If you pay homeowners’ insurance every year, it’s natural to wonder whether you can deduct that cost on your taxes. In most cases, homeowners’ insurance is not tax-deductible — but there are a few ...

Across the 50 largest metros, an average of 7.0% of monthly homeownership costs go toward property insurance. Property insurance can account for a significant chunk of your monthly budget — especially ...

To get adequate homeowners insurance coverage, know which questions to ask. Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence ...

A proposal to move more condominium policies out of Citizens Property Insurance, the state-run carrier, is headed to Gov. Ron DeSantis.  The House voted 88-19 on Monday to direct Citizens to establish ...

The long rains have begun, and with the change of weather patterns, heavy downpours are already leaving a trail of destruction across the country. So far, statistics show that at least 49 people have ...